Steps to be Taken if Your Home Has Been Destroyed in the Camp Fire

If your home has been destroyed in the Camp Fire caused by PG&E, you want to ensure that you take many steps so that you can join the thousands who will be making claims after they have suffered the loss of their homes and many other losses in the midst of their case. Thousands of residents were force to flee after the entire town of Paradise was engulfed in flames. If you are preparing to file a claim with PG&E, we want to focus on some things you should always do.

Steps to Take 

Documentation: There are many types of aspects that you should document so that you are ready when it comes to your claim. This can be said for the losses that will stem from losing your home as well as from sustaining a variety of injuries in the midst of the wildfires. For instance, you would keep track of particular homeowner’s damages such as the amount of your home that was damaged and the possessions you have lost, as well as your injuries through receipts you have for prescriptions and medical bills for hospitalizations caused by burn injuries and more. 

Understanding Insurance Coverage: You want to understand all aspects of your homeowner’s or renter’s insurance policy so that you don’t end up in an uncomfortable position when it comes to the bills that you will have to cover on your own. You might be entitled to upfront money that you never expected, which is why it pays to know your policy. 

Watching for Limitations: You should always watch out for catches when it comes to your policy. Many people think that, if their home burns to the ground due to the negligence of others, they will be guaranteed to a whole home replacement. But this is not always the case. Some insurance policies actually cap these costs, which means that they might not cover the whole replacement of your home. This means that you could have to pay for many other aspects you never expected. In areas where there is a surge in prices since everybody’s homes have been damaged, you might find that it becomes extremely impossible to replace your home.

Create Grab-N-Go Folder: In the midst of a disaster, you might pull together important papers that are inconvenient to replace and things that might help you along faster when it comes to paying for certain aspects for your home.

Dealing with These Challenges with the Help of an Attorney 

The Camp Fire left thousands of people homeless and has caused a variety of injuries and deaths to those involved. This means that replacing what has been lost can be extremely difficult and impossible for others. As of now, several attorneys have moved forward to bring lawsuits against PG&E when they have suffered such losses. At Marlene Leiva Law Group, our personal injury and wrongful death attorneys are here for you in your time of need when you have sustained such losses. We will help you get started on filing a lawsuit during this difficult time in your life. Contact us to find out what your attorneys can do for you at 415-459-7300.